Not everyone has ₹50 lakh+ to drop on a luxury car — and honestly, you don’t always need to. If your budget is under ₹20 lakhs, there are quite a few cars in India right now that give you that premium feel inside the cabin — soft materials, big touchscreens, ambient lighting, and even ventilated seats in some cases.
So if you’re looking to upgrade your ride without breaking the bank, here’s a list of cars that offer luxury-like interiors while still fitting within a sub-₹20 lakh budget.
What Makes a Car Feel “Luxury”?
Let’s clear this up — when we say “luxury interiors,” we don’t mean full-blown German-level opulence. But there are certain features that definitely elevate the experience:
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Soft-touch dashboard and door pads
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Leather or leatherette seats
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Digital displays (infotainment and instrument cluster)
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Ambient lighting
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Sunroof or panoramic roof
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Good sound insulation
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Overall cabin layout and material quality
If a car checks most of those boxes, it’s giving you that premium vibe — even if the badge isn’t “luxury.”
Top Premium Cars Under ₹20 Lakhs (Ex-Showroom)
1. Hyundai Verna
Price Range: ₹11 – ₹17.5 lakh
Hyundai really went all-out with the new Verna. The interior feels almost futuristic — dual screens, ambient lighting, soft-touch panels, and ventilated/heated front seats in top variants. It looks sharp too.
Feels more “wow” inside than many SUVs in the same range.
2. Skoda Slavia
Price Range: ₹11.3 – ₹18.7 lakh
Skoda nailed the fit and finish. Even the tactile feel of the buttons is satisfying. Top trims come with ventilated seats, digital driver display, premium upholstery, and a solid infotainment system.
The cabin has that “European” build quality feel.
3. Hyundai Creta (New Gen)
Price Range: ₹11.1 – ₹20 lakh
The updated Creta keeps getting better. Dual-tone interiors, panoramic sunroof, ambient lighting, wireless charger, and those big touch displays really lift the feel inside. Plus, rear seat comfort is pretty solid.
Feels premium without shouting about it.
4. Mahindra XUV700
Price Range: ₹13.99 lakh and up
Okay, this one barely makes the list price-wise, but it’s hard to ignore. You get a huge cabin, dual 10.25-inch displays, soft-touch panels, wide comfortable seats, and even some luxury-level tech (like ADAS).
Definitely gives you more than expected at this price.
5. MG Hector
Price Range: ₹14 – ₹20 lakh
The Hector is all about that big, soft, lounge-like feel. Massive touchscreen, leather-like materials, connected car tech, and a quiet cabin. It’s more about comfort and space than performance.
Great for long drives and chauffeur-driven vibes.
6. Skoda Kushaq
Price Range: ₹11.5 – ₹19.9 lakh
Another solid European build. It doesn’t scream luxury, but it feels well put together. Leatherette upholstery, touchscreen + digital cluster, sunroof in higher trims, and good sound insulation.
Feels more “mature” and well-built than some flashier rivals.
Things to Watch Out For
Even with all the premium features, there are a few things to keep in mind:
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Not all variants are equal – You might need to go for the top-end trim to get the luxury touches (which brings you close to ₹20 lakh).
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Maintenance costs – Fancy features = more things that can go wrong. Servicing might be a bit pricier.
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Interior aging – Some cheaper “premium-looking” materials may look nice at first but wear quickly if not maintained.
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Ride comfort vs. looks – Some cars prioritize style, but the actual ride might be stiff or noisy. Always take a test drive.
Final Thoughts
You don’t have to go full luxury-brand to get a luxury experience. Many newer cars under ₹20 lakh are packing in features that weren’t even available in high-end models just a few years ago. Whether you prefer a tech-loaded sedan or a roomy, quiet SUV — you’ve got great options.
Just be clear on what you care about most — ventilated seats? Sunroof? Big screen? Quiet cabin? Test drive a few models and feel them, not just read spec sheets. That’s how you’ll know which car gives you that real “premium” feel for your budget.
